Heywood Banks with a dark little X-mas ditty!
There are many people who cannot celebrate the holidays
the way a lot of folks can due to economic conditions.
We live in a world that can change very fast, there
are times when, through no fault of their own, some
people fail to meet their financial commitments.
I think of these poor unfortunates during the holidays
and my heart goes out to them.
There but for the grace of…